Every kind of agent, clearly labeled.

Individual health insurance

ACA Marketplace plans · off-exchange individual plans · catastrophic plans

For: no employer coverage, early retirees, between jobs

Family health insurance

family ACA Marketplace plans · off-exchange family plans · child-only dental/vision add-ons

For: growing families, switching off employer coverage, newborn enrollment

Business health insurance

small group health plans · SHOP Marketplace plans · level-funded group plans

For: hiring first employees, renewing group coverage, offering benefits to compete for talent

Self-employed health insurance

ACA Marketplace plans for the self-employed · HSA-eligible high-deductible plans · health share alternatives (non-insurance)

For: 1099 contractors, freelancers, gig workers

Medicare insurance

Medicare Advantage plans · Medicare Supplement (Medigap) plans · Medicare Part D prescription plans

For: turning 65, aging out of employer coverage, comparing Medicare Advantage vs Medigap

ACA Marketplace plans

ACA Marketplace enrollment · premium tax credit / subsidy eligibility · special enrollment periods

For: qualifying life events, open enrollment, checking subsidy eligibility

Short-term health insurance

short-term medical plans · temporary accident and illness coverage · gap coverage between jobs

For: waiting for employer coverage to start, missed open enrollment, short coverage gaps

Dental & vision insurance

standalone dental plans · standalone vision plans · dental/vision add-ons to a medical plan

For: routine dental and eye care, coverage not included in a medical plan