Health insurance, explained simply
Health insurance quotes
made easy.
Compare individual, family, business, Medicare and other health coverage options in plain English — then talk to a licensed agent when you're ready.
I’m looking for a agent
I'm shopping for coverage
Answer a few quick questions — what you need, what’s in the way, how you like to meet. We match you with agents who fit.
Talk to a licensed agentI’m a agent
I'm a licensed insurance agent
A verified profile, shoppers matched to your specialties, programs and events, and your own back office and CRM.
Get exclusive referralsHow matching works
Start with what you need — we’ll find the agent.
01
Tell us what you need
What you’re looking for, what’s in the way, and how you like to meet — phone, video call and in person.
02
We match on fit
Specialties, the people they work with, credentials and format.
03
You choose who to hear from
See why each agent fits. Pick who may contact you — nothing is shared without your say-so.
3 areas of focus
Core health coverage, Medicare and Related coverage.
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Where do you want to start?
Individual health insurance
How individual health plans work, what they cost to shop for, and how to compare them.
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Family health insurance
Comparing family health plans and when a family plan beats separate individual policies.
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Small business health insurance
Group health coverage for small businesses — requirements, costs and options.
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Self-employed health insurance
Health coverage options for freelancers, contractors and gig workers.
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Medicare insurance
Medicare Advantage, Medicare Supplement and Part D — how they differ and when to enroll.
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ACA Marketplace plans
How ACA Marketplace enrollment, subsidies and special enrollment periods work.
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Short-term health insurance
Temporary medical coverage for gaps between other health plans.
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Dental & vision insurance
Standalone dental and vision plans, and how they pair with a medical plan.
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Who we help
Wherever you’re starting from.
People without coverage
a health plan after losing or never having employer coverage
Families
affordable coverage for a spouse and kids
Small business owners
group health coverage to offer employees
Self-employed & gig workers
an individual plan that fits variable 1099 income
Seniors & people turning 65
to understand Medicare Advantage and Medigap before enrolling
People between jobs
temporary coverage to bridge a gap
Honest listings
Agents, clearly labeled.
- Credentials shown plainly. Licenses, certifications and trainings are listed as each agent provides them and checked where possible.
- You stay in control. Nothing you share goes to a agent until you choose who may contact you.
- Your details stay private. We don’t sell your information.
- No miracle promises. Agents may not promise guaranteed outcomes.
For agents
Your business, with a back office.
A verified profile, shoppers matched to your specialties, programs and events, and a CRM to follow up.
Matched requests
People choose you — you have 48 hours to reach out.
Your own CRM
Every request, stage, note and follow-up in one place.
Programs & events
Sessions, group programs, workshops and courses.
Credential badge
Licenses, certifications and trainings shown clearly.
Agent listing
Free
3 specialties · Be found in the directory
ZIP · One Coverage Type
$1,500/mo
1 specialty · Priority placement for one coverage type in your ZIP code
ZIP · All Three
$3,000/mo
8 specialties · Every referral in your ZIP code — exclusively yours, every coverage type
State Exclusive
$4,500/mo
8 specialties · Every referral in your state — exclusively yours
Nationwide Exclusive
$32,500/mo
8 specialties · Every referral nationwide not held by a ZIP or state partner
0 agents · 0 programs & events
Questions
Frequently asked questions
Is EZ Health Quotes an insurance company?
No. EZ Health Quotes is an educational website and referral directory. We explain how individual, family, business, Medicare and related health coverage works and connect you with independent licensed agents — we don't sell insurance or decide your coverage for you.
How much will health insurance cost me?
It depends on your age, household size, income, state and the plan you choose, so we don't quote premiums or subsidy amounts on this site. A licensed agent can run an actual quote and check your eligibility for a premium tax credit.
What's the difference between individual and family health insurance?
Individual health insurance covers one person, while a family plan covers a spouse and/or dependents on one policy — family plans typically cost more in total but can be simpler to manage than separate individual policies.
Does my small business have to offer health insurance?
Only employers with 50 or more full-time-equivalent employees are required under the ACA to offer coverage; smaller businesses can still offer group or level-funded plans voluntarily to attract and keep employees.
Can self-employed people get health insurance?
Yes. Self-employed people and 1099 contractors can buy an ACA Marketplace plan or an off-exchange individual plan, and may be able to deduct premiums as a business expense — a licensed agent can walk through the options.
When should I enroll in Medicare?
Most people should enroll during their Initial Enrollment Period around their 65th birthday to avoid a late penalty; a licensed Medicare agent can explain how Medicare Advantage and Medicare Supplement plans differ.
How do agents receive referrals through this site?
Licensed agents can list for free, or reserve priority placement or an exclusive territory — a ZIP code, a state, or the whole country — so shoppers who ask for help in that area are connected to them.